Clients come to us because they know we’re the experts in our field.

For over 32 years, we have provided them with the fast, workable, and ingenious investment solutions taking into consideration the fluidity of the marketplace.

At Trier Exams Investment Company we look after your interest as our own.




Use Common Sense To Get Rid Of Bad Credit

Before applying for a bad credit loan know your FICO score. There are sites that give you your score for free. If your score is at least 550 or below the odds of you getting even a bad credit loan is not likely. Study your list of debts and figure out how you can start paying down this debt. There are no credit check loans and safe installment loans available. Never believe you can quickly fix your credit score because it is never going to happen.

Avoid a payday loan at all cost as they are dangerous, because the interest rate is upward of 350 percent! Once you get stuck in a payday loan cycle it is nearly impossible to pay it off without reborrowing each time. These loans are easy to get if you have a low income and bad credit but are bad news for you should you get this type of loan.

If you have debts in collections dragging down your credit score send letters of intent to make payments affordable to you and get rid of these collection accounts. Work to build up your credit before taking out a loan.

Lenders are more willing to give you money if you set up automatic payments from your banking account. Once your finances take a sound hold, apply for a secured credit card. These cards do help you to build better credit when payments are made on time. Never close out credit cards and never open new credit cards during this initial phase of financial restructuring.

The Better Business Bureau Can Guide You

Turn to the Better Business Bureau to guide you to an ideal lender. You may have to put up collateral for your loan. Never sign for a short-term and high-interest loan. This loan is too risky. If you cannot make payments the lender can come and take your collateral.

One lender you can research is your local credit union. Most credit unions require you become a member and to become a member the credit union looks at your credit history. Other factors that a credit union looks at is where you live, where you work, and possibly where you got your education. Credit Union help is worth the try.

A Trusting Co-Signer Can Help You Get A Personal Loan

See if you can find a co-signer for your loan. You may get a lower interest rate because if that person has good credit the approval of the loan is based on their credit score.

Never, fail to make timely payments if you are approved for the co-signed loan because the lender can demand payment from your co-signer and you never want this to happen. Your timely payments are recorded on your credit history as well as the co-signers credit report. Never make your co-signer wish they tried to help you. For more info, check out New Zealand’s loan provider.

By |September 9th, 2019|Categories: Loans, sticky|Comments Off on Use Common Sense To Get Rid Of Bad Credit

All you need to know about applying for bad credit loans from a reputable company

For anyone with a bad credit rating, applying for bad credit loans can seem to be nothing but confusing. After all, with many disreputable companies offering bad credit loans, how do you know you are choosing one that is reputable?

Outrageously high interest rates — Make sure you know what the current interest rates are for those who have good credit, and then compare them against the interest rates you are being offered. If a company is offering you a bad credit loan with a 30 percent interest rate, for instance, you are all but guaranteed that company is less than reputable.

The more reputable companies will offer you a loan with a high interest rate, but not so high you have no chance of repaying the loan.

Companies that check your credit rating — Never accept a loan from a company that does not check your credit rating. Every reputable lending institution will check your credit rating before they offer you a loan. An institution that does not is not one you should trust.

A lending institution offering soft credit checks — Some lending companies do what is called a hard credit check before they offer you a loan. This is a type of credit check that will damage your credit rating even more, and could even force you into not being able to get a personal loan at all.

When asking any lending institution for a loan, make sure they only do soft credit checks. These are perfectly acceptable, and do not damage your credit rating, no matter how many of them are done.

Long-term repayment terms — Most people that need bad credit loans cannot afford to repay the loan they are given in just a few days. This is why you need to be sure the company whose loan you accept allows repayment over several months or even longer.

Avoid companies giving you bad credit loans and then telling you it must be repaid in seven or 15 days. This is a good sign you would be accepting money from a company that delights in cheating its clients.

Credit unions offer good terms and lower interest rates — While you may be tempted to apply for bad credit loans from a bad credit loans company in New Zealand, you may find you can get better terms from a credit union instead.

Look at credit unions in your area, and compare the rates they are offering for bad credit loans against those of other institutions. If you find their interest rates are lower than online lending institutions, and their repayment terms are better, opening a new account with a credit union could just be your best bet.

If you follow these quick tips when applying for bad credit loans, you are much more likely to have a good experience and end up with a loan you can actually afford to repay.

By |March 4th, 2019|Categories: Loans, sticky|Comments Off on All you need to know about applying for bad credit loans from a reputable company